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John Shroads

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John Shroads

Executive Vice President, Chief Credit and Operating Officer | HAR CO MARYLAND FEDERAL CREDIT UNION

Rockville, Maryland, United States

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John Shroads

Summary

John Shroads is an accomplished banking executive with over 35 years of experience in commercial banking, specializing in credit and operational management. Currently serving as the Executive Vice President and Chief Credit and Operating Officer at Har-co Credit Union, he has a proven track record of enhancing underwriting standards and managing risk across various financial institutions. His extensive background includes significant roles in loan underwriting, portfolio management, and regulatory compliance. John has successfully navigated complex banking environments, demonstrating exceptional leadership in restructuring loan operations and driving growth in loan portfolios. He is also well-versed in training and mentoring loan officers, ensuring adherence to best practices in credit analysis and risk management. With a solid educational foundation in Political Science from Gettysburg College, he combines analytical skills with strategic thinking to deliver results. In his free time, John enjoys exploring emerging financial technologies and their impact on the banking sector.

General

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Technical Background

Leadership Experience

Long-Term Tenure

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Emerging Technologies

Leadership Development

Sustainability

Organisational experience

Corporate Experience

Consulting Experience

John Shroads

Work Experience

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Executive Vice President, Chief Credit and Operating Officer at

HAR CO MARYLAND FEDERAL CREDIT UNION

October 2019 - Present

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Executive Vice President & Chief Credit Officer at

January 2009 - October 2018

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Senior Vice President & Chief Lending Officer at

The Adams National Bank

November 2003 - January 2009

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Consultant at

Capital Bank

March 2003 - November 2003

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SVP Credit & Workout; SVP Chief Credit Officer; SVP Chief Credit Officer at

United Bank Va Century Bank Dc Grand Bank

August 1999 - January 2003

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Chief Underwriter/Chief Loan Officer (Small Commercial Real Estate Division – Loans <$25MM) at

Ocwen Federal Bank

June 1998 - August 1999

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Vice President Special Assets/REO Manager/Senior Credit Analyst at

Sequoia National Bank

September 1995 - June 1998

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Senior Asset Manager at

Financial Conservators Inc

January 1994 - September 1995

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Senior Commercial Loan Workout Officer at

PROVIDENT BANK OF MARYLAND

June 1990 - January 1994

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Senior Financial Analyst/Mortgage Manager at

Cardinal Industries

October 1987 - July 1989

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Credit Analyst and Loan Review Specialist at

JASON FURQUIN DE ALMEIDA & CIA

March 1986 - October 1987

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John Shroads

Education

Gettysburg College, Bachelor's Degree

January 1978 - January 1982

CBC Pretoria

January 1974 - January 1977

Frequently Asked Questions about John Shroads

What is John Shroads email address?

John Shroads's primary email address is *****@harcocu.org. To view the full verified email and additional contact details, sign up for free with Muraena.

What company does John Shroads work for?

John Shroads is a Executive Vice President, Chief Credit and Operating Officer at HAR CO MARYLAND FEDERAL CREDIT UNION, a company specializing in Federal credit unions.

Where John Shroads graduated from?

John Shroads holds a degree in Political Science from Gettysburg College.

How can I directly contact John Shroads?

To contact John Shroads directly, you can use the email address *****@harcocu.org. Complete contact information is available upon registration with Muraena.

Who is John Shroads?

John Shroads is an accomplished banking executive with over 35 years of experience in commercial banking, specializing in credit and operational management. Currently serving as the Executive Vice President and Chief Credit and Operating Officer at Har-co Credit Union, he has a proven track record of enhancing underwriting standards and managing risk across various financial institutions. His extensive background includes significant roles in loan underwriting, portfolio management, and regulatory compliance. John has successfully navigated complex banking environments, demonstrating exceptional leadership in restructuring loan operations and driving growth in loan portfolios. He is also well-versed in training and mentoring loan officers, ensuring adherence to best practices in credit analysis and risk management. With a solid educational foundation in Political Science from Gettysburg College, he combines analytical skills with strategic thinking to deliver results. In his free time, John enjoys exploring emerging financial technologies and their impact on the banking sector.

John`s contact details

mail

*****@harcocu.org

Colleagues

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Sherri Wilson

SVP - Chief Technology Officer

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Angie Gregory

VP, Sr. Mortgage Officer

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Burke Bowers

Vice President Commercial Lending/Business Banking

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Alex Coulson

SVP and Chief Marketing Officer

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Mark Freyer

Sr. Vice President, Chief Compliance Offiicer

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