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John Shroads
John Shroads
Executive Vice President, Chief Credit and Operating Officer | HAR CO MARYLAND FEDERAL CREDIT UNION
Rockville, Maryland, United States
John Shroads
Summary
John Shroads is an accomplished banking executive with over 35 years of experience in commercial banking, specializing in credit and operational management. Currently serving as the Executive Vice President and Chief Credit and Operating Officer at Har-co Credit Union, he has a proven track record of enhancing underwriting standards and managing risk across various financial institutions. His extensive background includes significant roles in loan underwriting, portfolio management, and regulatory compliance. John has successfully navigated complex banking environments, demonstrating exceptional leadership in restructuring loan operations and driving growth in loan portfolios. He is also well-versed in training and mentoring loan officers, ensuring adherence to best practices in credit analysis and risk management. With a solid educational foundation in Political Science from Gettysburg College, he combines analytical skills with strategic thinking to deliver results. In his free time, John enjoys exploring emerging financial technologies and their impact on the banking sector.
John Shroads
Work Experience
Executive Vice President, Chief Credit and Operating Officer at
HAR CO MARYLAND FEDERAL CREDIT UNION
October 2019 - Present
Executive Vice President & Chief Credit Officer at
January 2009 - October 2018
Senior Vice President & Chief Lending Officer at
The Adams National Bank
November 2003 - January 2009
Consultant at
Capital Bank
March 2003 - November 2003
SVP Credit & Workout; SVP Chief Credit Officer; SVP Chief Credit Officer at
United Bank Va Century Bank Dc Grand Bank
August 1999 - January 2003
Chief Underwriter/Chief Loan Officer (Small Commercial Real Estate Division – Loans <$25MM) at
Ocwen Federal Bank
June 1998 - August 1999
Vice President Special Assets/REO Manager/Senior Credit Analyst at
Sequoia National Bank
September 1995 - June 1998
Senior Asset Manager at
Financial Conservators Inc
January 1994 - September 1995
Senior Commercial Loan Workout Officer at
PROVIDENT BANK OF MARYLAND
June 1990 - January 1994
Senior Financial Analyst/Mortgage Manager at
Cardinal Industries
October 1987 - July 1989
Credit Analyst and Loan Review Specialist at
JASON FURQUIN DE ALMEIDA & CIA
March 1986 - October 1987
John Shroads
Education
Gettysburg College, Bachelor's Degree
January 1978 - January 1982
CBC Pretoria
January 1974 - January 1977
Frequently Asked Questions about John Shroads
What is John Shroads email address?
John Shroads's primary email address is *****@harcocu.org. To view the full verified email and additional contact details, sign up for free with Muraena.
What company does John Shroads work for?
John Shroads is a Executive Vice President, Chief Credit and Operating Officer at HAR CO MARYLAND FEDERAL CREDIT UNION, a company specializing in Federal credit unions.
Where John Shroads graduated from?
John Shroads holds a degree in Political Science from Gettysburg College.
How can I directly contact John Shroads?
To contact John Shroads directly, you can use the email address *****@harcocu.org. Complete contact information is available upon registration with Muraena.
Who is John Shroads?
John Shroads is an accomplished banking executive with over 35 years of experience in commercial banking, specializing in credit and operational management. Currently serving as the Executive Vice President and Chief Credit and Operating Officer at Har-co Credit Union, he has a proven track record of enhancing underwriting standards and managing risk across various financial institutions. His extensive background includes significant roles in loan underwriting, portfolio management, and regulatory compliance. John has successfully navigated complex banking environments, demonstrating exceptional leadership in restructuring loan operations and driving growth in loan portfolios. He is also well-versed in training and mentoring loan officers, ensuring adherence to best practices in credit analysis and risk management. With a solid educational foundation in Political Science from Gettysburg College, he combines analytical skills with strategic thinking to deliver results. In his free time, John enjoys exploring emerging financial technologies and their impact on the banking sector.
John`s contact details
*****@harcocu.org
Colleagues
SVP - Chief Technology Officer
VP, Sr. Mortgage Officer
Vice President Commercial Lending/Business Banking
SVP and Chief Marketing Officer
Sr. Vice President, Chief Compliance Offiicer