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Michelle Cayo
Michelle Cayo
Vice President, Credit Risk Manager | Monson Savings Bank
Belchertown, Massachusetts, United States
Michelle Cayo
Summary
Michelle Cayo is an accomplished Commercial Credit Manager with over two decades of experience in the banking sector. She has held leadership positions at various financial institutions, demonstrating a strong command of credit risk management and commercial lending. Michelle's expertise encompasses a wide range of skills including credit analysis, portfolio management, and employee training, which she effectively utilizes to foster team development and enhance operational efficiency. She is a recognized leader in her field, having been honored as Volunteer of the Year by Western Mass Women's Magazine and featured in Business West's 40 Under Forty. Michelle holds multiple advanced certifications and degrees, including a Master's in Communications and Information Management from Bay Path University. Her commitment to professional growth and community involvement is evident in her active participation in various banking education programs and local organizations. She is also passionate about coaching and mentoring the next generation of banking professionals, making her a valuable asset to any organization.
Michelle Cayo
Work Experience
Vice President, Credit Risk Manager at
Monson Savings Bank
March 2024 - Present
Vice President, Credit Risk Manager at
Florence Bank
October 2020 - March 2024
Vice President, Credit Administration Manager at
Florence Bank
July 2017 - September 2020
Vice President, Commercial Credit Officer at
Country Bank
May 2012 - July 2017
Loan Review Officer at
Country Bank
December 2008 - May 2012
A.V.P. - Commercial Credit at
Hampden Bank
June 1998 - December 2007
Michelle Cayo
Education
Wharton School, Leadership Certificate
January 2017 - January 2019
ABA Stonier Graduate School of Banking, Graduate
January 2017 - January 2019
Mass Bankers - New England School for Financial Studies, Certificate
January 2004 - January 2006
Bay Path University, Masters
January 2001 - January 2003
Bay Path University, Bachelors
January 1994 - January 1998
Frequently Asked Questions about Michelle Cayo
What is Michelle Cayo email address?
Michelle Cayo's primary email address is *****@monsonsavings.bank. To view the full verified email and additional contact details, sign up for free with Muraena.
What company does Michelle Cayo work for?
Michelle Cayo is a Vice President, Credit Risk Manager at Monson Savings Bank, a company specializing in Depository Credit Intermediation.
Where Michelle Cayo graduated from?
Michelle Cayo holds a degree in Organizational Leadership from Wharton School.
How can I directly contact Michelle Cayo?
To contact Michelle Cayo directly, you can use the email address *****@monsonsavings.bank. Complete contact information is available upon registration with Muraena.
Who is Michelle Cayo?
Michelle Cayo is an accomplished Commercial Credit Manager with over two decades of experience in the banking sector. She has held leadership positions at various financial institutions, demonstrating a strong command of credit risk management and commercial lending. Michelle's expertise encompasses a wide range of skills including credit analysis, portfolio management, and employee training, which she effectively utilizes to foster team development and enhance operational efficiency. She is a recognized leader in her field, having been honored as Volunteer of the Year by Western Mass Women's Magazine and featured in Business West's 40 Under Forty. Michelle holds multiple advanced certifications and degrees, including a Master's in Communications and Information Management from Bay Path University. Her commitment to professional growth and community involvement is evident in her active participation in various banking education programs and local organizations. She is also passionate about coaching and mentoring the next generation of banking professionals, making her a valuable asset to any organization.
Michelle`s contact details
*****@monsonsavings.bank
*****@countrybank.com
Colleagues
Vice President Director of Business & Municipal Banking
President & CEO
SVP, Chief Risk & Senior Compliance Officer
Vice President Commercial Lending
Vice President, BSA/Fraud Officer & Compliance Manager
1st Vice President, Marketing Officer