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Michelle Cayo

Michelle Cayo

Vice President, Credit Risk Manager | Monson Savings Bank

Belchertown, Massachusetts, United States

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Michelle Cayo

Summary

Michelle Cayo is an accomplished Commercial Credit Manager with over two decades of experience in the banking sector. She has held leadership positions at various financial institutions, demonstrating a strong command of credit risk management and commercial lending. Michelle's expertise encompasses a wide range of skills including credit analysis, portfolio management, and employee training, which she effectively utilizes to foster team development and enhance operational efficiency. She is a recognized leader in her field, having been honored as Volunteer of the Year by Western Mass Women's Magazine and featured in Business West's 40 Under Forty. Michelle holds multiple advanced certifications and degrees, including a Master's in Communications and Information Management from Bay Path University. Her commitment to professional growth and community involvement is evident in her active participation in various banking education programs and local organizations. She is also passionate about coaching and mentoring the next generation of banking professionals, making her a valuable asset to any organization.

General

Specialist

Technical Background

Leadership Experience

Long-Term Tenure

Professional interests

Leadership Development

Emerging Technologies

Organisational experience

Corporate Experience

Michelle Cayo

Work Experience

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Vice President, Credit Risk Manager at

Monson Savings Bank

March 2024 - Present

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Vice President, Credit Risk Manager at

Florence Bank

October 2020 - March 2024

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Vice President, Credit Administration Manager at

Florence Bank

July 2017 - September 2020

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Vice President, Commercial Credit Officer at

Country Bank

May 2012 - July 2017

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Loan Review Officer at

Country Bank

December 2008 - May 2012

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A.V.P. - Commercial Credit at

Hampden Bank

June 1998 - December 2007

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Michelle Cayo

Education

Wharton School, Leadership Certificate

January 2017 - January 2019

ABA Stonier Graduate School of Banking, Graduate

January 2017 - January 2019

Mass Bankers - New England School for Financial Studies, Certificate

January 2004 - January 2006

Bay Path University, Masters

January 2001 - January 2003

Bay Path University, Bachelors

January 1994 - January 1998

Frequently Asked Questions about Michelle Cayo

What is Michelle Cayo email address?

Michelle Cayo's primary email address is *****@monsonsavings.bank. To view the full verified email and additional contact details, sign up for free with Muraena.

What company does Michelle Cayo work for?

Michelle Cayo is a Vice President, Credit Risk Manager at Monson Savings Bank, a company specializing in Depository Credit Intermediation.

Where Michelle Cayo graduated from?

Michelle Cayo holds a degree in Organizational Leadership from Wharton School.

How can I directly contact Michelle Cayo?

To contact Michelle Cayo directly, you can use the email address *****@monsonsavings.bank. Complete contact information is available upon registration with Muraena.

Who is Michelle Cayo?

Michelle Cayo is an accomplished Commercial Credit Manager with over two decades of experience in the banking sector. She has held leadership positions at various financial institutions, demonstrating a strong command of credit risk management and commercial lending. Michelle's expertise encompasses a wide range of skills including credit analysis, portfolio management, and employee training, which she effectively utilizes to foster team development and enhance operational efficiency. She is a recognized leader in her field, having been honored as Volunteer of the Year by Western Mass Women's Magazine and featured in Business West's 40 Under Forty. Michelle holds multiple advanced certifications and degrees, including a Master's in Communications and Information Management from Bay Path University. Her commitment to professional growth and community involvement is evident in her active participation in various banking education programs and local organizations. She is also passionate about coaching and mentoring the next generation of banking professionals, making her a valuable asset to any organization.

Michelle`s contact details

mail

*****@monsonsavings.bank

*****@countrybank.com

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