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Patrick Kirscht

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Patrick Kirscht

Chief Credit Officer | Oportun

Palo Alto, California, United States

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Patrick Kirscht

Summary

Patrick Kirscht is a seasoned executive with extensive experience in building and scaling lending businesses, particularly in the fintech sector. As the Chief Credit Officer at Oportun, he leads a team of data scientists and analytics professionals to innovate risk management and fraud prevention strategies. His background spans significant roles in credit risk management at HSBC, where he managed large partnerships and portfolios. Patrick holds an MBA and dual Bachelor's degrees in Finance and Economics from the University of Minnesota. His expertise includes strategic financial planning, business analytics, and operational improvements. He is passionate about leveraging data science to enhance financial services and improve consumer access to credit. Patrick's leadership style emphasizes cross-functional collaboration and strategic negotiations, making him a valuable asset in any organization.

General

Specialist

Technical Background

Leadership Experience

Long-Term Tenure

Professional interests

Emerging Technologies

Leadership Development

Innovation

Organisational experience

Corporate Experience

Startup Experience

Patrick Kirscht

Work Experience

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Chief Credit Officer at

Oportun

January 2008 - Present

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SVP, Credit Risk Management – Major Partnerships at

HSBC

October 2007 - January 2008

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Senior Vice President, Credit Risk Management at

HSBC

August 2005 - October 2007

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VP, Credit Risk Management at

HSBC

December 2004 - August 2005

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Vice President Financial Planning and Analysis at

Wells Fargo & Company

July 1995 - December 2004

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Patrick Kirscht

Education

Carlson School of Management, Mba

January 1996 - January 1999

Carlson School of Management, Bsb

January 1986 - January 1991

University of Minnesota Twin Cities, Bs

January 1986 - January 1990

Frequently Asked Questions about Patrick Kirscht

What is Patrick Kirscht email address?

Patrick Kirscht's primary email address is ********@oportun.com. To view the full verified email and additional contact details, sign up for free with Muraena.

What company does Patrick Kirscht work for?

Patrick Kirscht is a Chief Credit Officer at Oportun, a company specializing in Monetary Authorities-Central Bank.

Where Patrick Kirscht graduated from?

Patrick Kirscht holds a degree in Finance from Carlson School of Management.

How can I directly contact Patrick Kirscht?

To contact Patrick Kirscht directly, you can use the email address ********@oportun.com. Complete contact information is available upon registration with Muraena.

Who is Patrick Kirscht?

Patrick Kirscht is a seasoned executive with extensive experience in building and scaling lending businesses, particularly in the fintech sector. As the Chief Credit Officer at Oportun, he leads a team of data scientists and analytics professionals to innovate risk management and fraud prevention strategies. His background spans significant roles in credit risk management at HSBC, where he managed large partnerships and portfolios. Patrick holds an MBA and dual Bachelor's degrees in Finance and Economics from the University of Minnesota. His expertise includes strategic financial planning, business analytics, and operational improvements. He is passionate about leveraging data science to enhance financial services and improve consumer access to credit. Patrick's leadership style emphasizes cross-functional collaboration and strategic negotiations, making him a valuable asset in any organization.

Patrick`s contact details

mail

********@oportun.com

Colleagues

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Aniruddha Daptardar

Vice President of Engineering

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Ann Levin Stonehouse

Vice President Product Marketing

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Ron Hanna

Vice President of Technology Operations

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Sandra Smith

Board Member

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Srinivasa Neerudu

VP of Platform & AI

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Juan Liu

Vice President, Business Analytics-Collections and Loss Forecasting

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Ayush Manocha

Vice President Credit Risk Management

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Barbara Klingler

Vice President Direct Marketing

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Becky Calvert Mock

VP, Product Management (Borrowing)

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Chris Liu

Vice President

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