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Richard Kao

Richard Kao

Vice President | LendingClub

New York, New York, United States

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Richard Kao

Summary

Richard Kao is a seasoned executive in the financial services sector, currently serving as Vice President of Credit Strategy and Pricing at LendingClub. With over two decades of experience in analytics, banking, and financial risk management, he has held key leadership roles at prominent institutions such as Wells Fargo and HSBC. Richard is recognized for his innovative approach to credit risk analytics, having developed systemic underwriting strategies that enhance approval decisions and mitigate risks. His academic background includes dual MBA degrees from Columbia University and London Business School, along with a Bachelor's in Computer Science and Bioengineering from Johns Hopkins University. Richard's unique blend of technical expertise and strategic insight allows him to navigate complex challenges in the rapidly evolving financial landscape. He is passionate about leveraging data-driven insights to drive business growth and improve customer experiences.

General

Specialist

Technical Background

Leadership Experience

Long-Term Tenure

Professional interests

Emerging Technologies

Leadership Development

Innovation

Organisational experience

Corporate Experience

Richard Kao

Work Experience

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Vice President at

LendingClub

April 2023 - Present

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Vice President, Credit Risk Analytics at

Wells Fargo & Company

April 2017 - March 2023

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Vice President, Credit Risk Analytics at

Wells Fargo & Company

May 2016 - April 2017

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Head of Cards and LOC Credit Risk at

HSBC

January 2015 - May 2016

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Vice President, Risk Management at

HSBC

January 2011 - January 2015

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Head of Model Performance & Monitoring at

HSBC

January 2008 - January 2011

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Senior Risk Manager at

HSBC

January 2007 - January 2008

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Risk Manager at

HSBC

January 2006 - January 2007

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Senior Credit Risk Analyst at

HSBC

January 2004 - January 2006

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Consultant at

Columbia Telecommunication

January 2002 - January 2004

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Credit Risk Analyst at

HSBC

January 2004 - January 2004

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Richard Kao

Education

Columbia University - Columbia Business School, Master Of Business Administration (M.B.A.)

January 2011 - January 2012

London Business School, Master Of Business Administration (M.B.A.)

January 2011 - January 2012

Johns Hopkins University, Bachelor’s Degree

January 1997 - January 2001

Johns Hopkins University, Bachelor’s Degree

January 1997 - January 2001

Frequently Asked Questions about Richard Kao

What is Richard Kao email address?

Richard Kao's primary email address is ***********@wellsfargo.com. To view the full verified email and additional contact details, sign up for free with Muraena.

What company does Richard Kao work for?

Richard Kao is a Vice President at LendingClub, a company specializing in Functions related to depository banking.

Where Richard Kao graduated from?

Richard Kao holds a degree in Mba from Columbia University - Columbia Business School.

How can I directly contact Richard Kao?

To contact Richard Kao directly, you can use the email address ***********@wellsfargo.com. Complete contact information is available upon registration with Muraena.

Who is Richard Kao?

Richard Kao is a seasoned executive in the financial services sector, currently serving as Vice President of Credit Strategy and Pricing at LendingClub. With over two decades of experience in analytics, banking, and financial risk management, he has held key leadership roles at prominent institutions such as Wells Fargo and HSBC. Richard is recognized for his innovative approach to credit risk analytics, having developed systemic underwriting strategies that enhance approval decisions and mitigate risks. His academic background includes dual MBA degrees from Columbia University and London Business School, along with a Bachelor's in Computer Science and Bioengineering from Johns Hopkins University. Richard's unique blend of technical expertise and strategic insight allows him to navigate complex challenges in the rapidly evolving financial landscape. He is passionate about leveraging data-driven insights to drive business growth and improve customer experiences.

Richard`s contact details

mail

***********@wellsfargo.com

****@lendingclub.com

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