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Richard Kao
Richard Kao
Vice President | LendingClub
New York, New York, United States
Richard Kao
Summary
Richard Kao is a seasoned executive in the financial services sector, currently serving as Vice President of Credit Strategy and Pricing at LendingClub. With over two decades of experience in analytics, banking, and financial risk management, he has held key leadership roles at prominent institutions such as Wells Fargo and HSBC. Richard is recognized for his innovative approach to credit risk analytics, having developed systemic underwriting strategies that enhance approval decisions and mitigate risks. His academic background includes dual MBA degrees from Columbia University and London Business School, along with a Bachelor's in Computer Science and Bioengineering from Johns Hopkins University. Richard's unique blend of technical expertise and strategic insight allows him to navigate complex challenges in the rapidly evolving financial landscape. He is passionate about leveraging data-driven insights to drive business growth and improve customer experiences.
Richard Kao
Work Experience
Vice President at
LendingClub
April 2023 - Present
Vice President, Credit Risk Analytics at
Wells Fargo & Company
April 2017 - March 2023
Vice President, Credit Risk Analytics at
Wells Fargo & Company
May 2016 - April 2017
Head of Cards and LOC Credit Risk at
HSBC
January 2015 - May 2016
Vice President, Risk Management at
HSBC
January 2011 - January 2015
Head of Model Performance & Monitoring at
HSBC
January 2008 - January 2011
Senior Risk Manager at
HSBC
January 2007 - January 2008
Risk Manager at
HSBC
January 2006 - January 2007
Senior Credit Risk Analyst at
HSBC
January 2004 - January 2006
Consultant at
Columbia Telecommunication
January 2002 - January 2004
Credit Risk Analyst at
HSBC
January 2004 - January 2004
Richard Kao
Education
Columbia University - Columbia Business School, Master Of Business Administration (M.B.A.)
January 2011 - January 2012
London Business School, Master Of Business Administration (M.B.A.)
January 2011 - January 2012
Johns Hopkins University, Bachelor’s Degree
January 1997 - January 2001
Johns Hopkins University, Bachelor’s Degree
January 1997 - January 2001
Frequently Asked Questions about Richard Kao
What is Richard Kao email address?
Richard Kao's primary email address is ***********@wellsfargo.com. To view the full verified email and additional contact details, sign up for free with Muraena.
What company does Richard Kao work for?
Richard Kao is a Vice President at LendingClub, a company specializing in Functions related to depository banking.
Where Richard Kao graduated from?
Richard Kao holds a degree in Mba from Columbia University - Columbia Business School.
How can I directly contact Richard Kao?
To contact Richard Kao directly, you can use the email address ***********@wellsfargo.com. Complete contact information is available upon registration with Muraena.
Who is Richard Kao?
Richard Kao is a seasoned executive in the financial services sector, currently serving as Vice President of Credit Strategy and Pricing at LendingClub. With over two decades of experience in analytics, banking, and financial risk management, he has held key leadership roles at prominent institutions such as Wells Fargo and HSBC. Richard is recognized for his innovative approach to credit risk analytics, having developed systemic underwriting strategies that enhance approval decisions and mitigate risks. His academic background includes dual MBA degrees from Columbia University and London Business School, along with a Bachelor's in Computer Science and Bioengineering from Johns Hopkins University. Richard's unique blend of technical expertise and strategic insight allows him to navigate complex challenges in the rapidly evolving financial landscape. He is passionate about leveraging data-driven insights to drive business growth and improve customer experiences.
Richard`s contact details
***********@wellsfargo.com
****@lendingclub.com
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