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Richard Phillips
Richard Phillips
VP, Government Guaranteed Lending Credit Officer | Coastal States Bank
United States
Richard Phillips
Summary
Richard Phillips is a seasoned financial services professional specializing in Government Guaranteed Lending. With over 15 years of experience in various underwriting and credit officer roles, he has a proven track record in managing complex loan requests and maintaining robust portfolios. His expertise spans multiple facets of commercial banking, including risk management, asset-based lending, and customer relations. Richard's analytical skills are complemented by his ability to foster strong relationships with clients and stakeholders. He has a background in both corporate and community banking, which enriches his understanding of diverse financial needs. Outside of his professional life, Richard is passionate about mentoring emerging professionals in the financial sector, sharing insights gained throughout his career. He holds a Bachelor's degree in Economics from North Carolina State University, reflecting a solid foundation in financial principles. Richard's commitment to excellence and continuous improvement sets him apart in the competitive financial landscape.
Richard Phillips
Work Experience
VP, Government Guaranteed Lending Credit Officer at
Coastal States Bank
July 2023 - Present
VP, SBA Underwriter at
Coastalstates Bank
July 2017 - Present
AVP - Credit Services Manager at
State Bank and Trust Company
April 2016 - July 2017
AVP, Underwriter - Government Guaranteed Lending at
Community & Southern Bank
October 2015 - April 2016
Small Business Lending Underwriter at
Pacific Western Bank
May 2012 - October 2015
Underwriting Analyst at
PNC Financial Services
March 2012 - May 2012
Business Banking Specialist at
RBC Bank
October 2009 - March 2012
Teller at
Cary Main Branch
September 2007 - October 2009
Summer Intern at
Ag Edwards And Sons
June 2005 - August 2005
Richard Phillips
Education
North Carolina State University - College of Management, Bachelor Of Science
January 2005 - January 2007
University of North Carolina Wilmington
January 2003 - January 2005
Frequently Asked Questions about Richard Phillips
What is Richard Phillips email address?
Richard Phillips's primary email address is *********@coastalstatesbank.com. To view the full verified email and additional contact details, sign up for free with Muraena.
What company does Richard Phillips work for?
Richard Phillips is a VP, Government Guaranteed Lending Credit Officer at Coastal States Bank, a company specializing in Monetary Authorities-Central Bank.
Where Richard Phillips graduated from?
Richard Phillips holds a degree in Economics from North Carolina State University - College of Management.
How can I directly contact Richard Phillips?
To contact Richard Phillips directly, you can use the email address *********@coastalstatesbank.com. Complete contact information is available upon registration with Muraena.
Who is Richard Phillips?
Richard Phillips is a seasoned financial services professional specializing in Government Guaranteed Lending. With over 15 years of experience in various underwriting and credit officer roles, he has a proven track record in managing complex loan requests and maintaining robust portfolios. His expertise spans multiple facets of commercial banking, including risk management, asset-based lending, and customer relations. Richard's analytical skills are complemented by his ability to foster strong relationships with clients and stakeholders. He has a background in both corporate and community banking, which enriches his understanding of diverse financial needs. Outside of his professional life, Richard is passionate about mentoring emerging professionals in the financial sector, sharing insights gained throughout his career. He holds a Bachelor's degree in Economics from North Carolina State University, reflecting a solid foundation in financial principles. Richard's commitment to excellence and continuous improvement sets him apart in the competitive financial landscape.
Richard`s contact details
*********@coastalstatesbank.com
Colleagues
Vice President, SBA and Conventional Business Development
SVP - Managing Director
Executive Vice President - Atlanta Regional President
SVP, Correspondent Marine Lending Credit Manager
Vice President
Vice President of Sales
Commercial Banking Team Leader - SVP
Vice President, Marketing & Communications Director
SVP, Senior Credit Officer
VP / Manager of Special Projects