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Richard Phillips

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Richard Phillips

VP, Government Guaranteed Lending Credit Officer | Coastal States Bank

United States

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Richard Phillips

Summary

Richard Phillips is a seasoned financial services professional specializing in Government Guaranteed Lending. With over 15 years of experience in various underwriting and credit officer roles, he has a proven track record in managing complex loan requests and maintaining robust portfolios. His expertise spans multiple facets of commercial banking, including risk management, asset-based lending, and customer relations. Richard's analytical skills are complemented by his ability to foster strong relationships with clients and stakeholders. He has a background in both corporate and community banking, which enriches his understanding of diverse financial needs. Outside of his professional life, Richard is passionate about mentoring emerging professionals in the financial sector, sharing insights gained throughout his career. He holds a Bachelor's degree in Economics from North Carolina State University, reflecting a solid foundation in financial principles. Richard's commitment to excellence and continuous improvement sets him apart in the competitive financial landscape.

General

Specialist

Technical Background

Leadership Experience

Long-Term Tenure

Professional interests

Industry-specific interests

Leadership Development

Organisational experience

Corporate Experience

Richard Phillips

Work Experience

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VP, Government Guaranteed Lending Credit Officer at

Coastal States Bank

July 2023 - Present

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VP, SBA Underwriter at

Coastalstates Bank

July 2017 - Present

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AVP - Credit Services Manager at

State Bank and Trust Company

April 2016 - July 2017

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AVP, Underwriter - Government Guaranteed Lending at

Community & Southern Bank

October 2015 - April 2016

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Small Business Lending Underwriter at

Pacific Western Bank

May 2012 - October 2015

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Underwriting Analyst at

PNC Financial Services

March 2012 - May 2012

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Business Banking Specialist at

RBC Bank

October 2009 - March 2012

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Teller at

Cary Main Branch

September 2007 - October 2009

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Summer Intern at

Ag Edwards And Sons

June 2005 - August 2005

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Richard Phillips

Education

North Carolina State University - College of Management, Bachelor Of Science

January 2005 - January 2007

University of North Carolina Wilmington

January 2003 - January 2005

Frequently Asked Questions about Richard Phillips

What is Richard Phillips email address?

Richard Phillips's primary email address is *********@coastalstatesbank.com. To view the full verified email and additional contact details, sign up for free with Muraena.

What company does Richard Phillips work for?

Richard Phillips is a VP, Government Guaranteed Lending Credit Officer at Coastal States Bank, a company specializing in Monetary Authorities-Central Bank.

Where Richard Phillips graduated from?

Richard Phillips holds a degree in Economics from North Carolina State University - College of Management.

How can I directly contact Richard Phillips?

To contact Richard Phillips directly, you can use the email address *********@coastalstatesbank.com. Complete contact information is available upon registration with Muraena.

Who is Richard Phillips?

Richard Phillips is a seasoned financial services professional specializing in Government Guaranteed Lending. With over 15 years of experience in various underwriting and credit officer roles, he has a proven track record in managing complex loan requests and maintaining robust portfolios. His expertise spans multiple facets of commercial banking, including risk management, asset-based lending, and customer relations. Richard's analytical skills are complemented by his ability to foster strong relationships with clients and stakeholders. He has a background in both corporate and community banking, which enriches his understanding of diverse financial needs. Outside of his professional life, Richard is passionate about mentoring emerging professionals in the financial sector, sharing insights gained throughout his career. He holds a Bachelor's degree in Economics from North Carolina State University, reflecting a solid foundation in financial principles. Richard's commitment to excellence and continuous improvement sets him apart in the competitive financial landscape.

Richard`s contact details

mail

*********@coastalstatesbank.com

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