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Sandra Josephs

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Sandra Josephs

Head of Underwriting - Vice President | Northern Bank

Woburn, Massachusetts, United States

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Sandra Josephs

Summary

Sandra Josephs is a seasoned banking professional with over 25 years of experience in the financial sector, currently serving as the Vice President and Head of Underwriting at Northern Bank. With a strong foundation in credit analysis, underwriting, and financial risk management, she has honed her skills in commercial lending, particularly in real estate and construction financing. Sandra's academic background includes a Bachelor's Degree in Banking and Finance from the University of the West Indies, which complements her extensive hands-on experience in various roles within the banking industry. Her career trajectory demonstrates a commitment to excellence and a deep understanding of financial structures, making her a valuable asset in any organization. Sandra is also recognized for her creative problem-solving abilities and her proficiency in analyzing complex financial data. She is passionate about mentoring and coaching emerging talent in the financial sector, showcasing her dedication to leadership development. Outside of her professional life, Sandra enjoys exploring innovative financial solutions and staying abreast of industry trends.

General

Specialist

Technical Background

Leadership Experience

Long-Term Tenure

Immigrant

Professional interests

Leadership Development

Innovation

Organisational experience

Corporate Experience

Sandra Josephs

Work Experience

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Head of Underwriting - Vice President at

Northern Bank

February 2021 - Present

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Commercial Loan Officer - AVP at

Northern Bank

January 2020 - February 2021

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Lead Credit Analyst - AVP at

Northern Bank

July 2018 - January 2020

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Senior Credit Analyst at

Northern Bank

December 2015 - July 2018

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Portfolio Manager/Commercial Credit Underwriter at

National Commercial Bank Jamaica Limited (NCB)

October 2011 - October 2015

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Manager's Assistant/Business Banker at

NATIONAL COMMERCIAL BANK

January 2005 - October 2011

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Personal Banker at

National Commercial Bank Jamaica Limited (NCB)

February 2000 - December 2004

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Securities Officer at

National Commercial Bank Jamaica Limited (NCB)

January 1997 - February 2000

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Sandra Josephs

Education

The University of the West Indies, Mona, Bachelor's Degree

January 2006 - January 2010

University of the West Indies, Bachelors

January 2005 - January 2010

Frequently Asked Questions about Sandra Josephs

What is Sandra Josephs email address?

Sandra Josephs's primary email address is ********@nbtc.com. To view the full verified email and additional contact details, sign up for free with Muraena.

What company does Sandra Josephs work for?

Sandra Josephs is a Head of Underwriting - Vice President at Northern Bank, a company specializing in National commercial banks.

Where Sandra Josephs graduated from?

Sandra Josephs holds a degree in Banking, Corporate, Finance, And Securities Law from The University of the West Indies, Mona.

How can I directly contact Sandra Josephs?

To contact Sandra Josephs directly, you can use the email address ********@nbtc.com. Complete contact information is available upon registration with Muraena.

Is Sandra Josephs an immigrant?

Yes, Sandra Josephs is an immigrant and currently based in United States

Who is Sandra Josephs?

Sandra Josephs is a seasoned banking professional with over 25 years of experience in the financial sector, currently serving as the Vice President and Head of Underwriting at Northern Bank. With a strong foundation in credit analysis, underwriting, and financial risk management, she has honed her skills in commercial lending, particularly in real estate and construction financing. Sandra's academic background includes a Bachelor's Degree in Banking and Finance from the University of the West Indies, which complements her extensive hands-on experience in various roles within the banking industry. Her career trajectory demonstrates a commitment to excellence and a deep understanding of financial structures, making her a valuable asset in any organization. Sandra is also recognized for her creative problem-solving abilities and her proficiency in analyzing complex financial data. She is passionate about mentoring and coaching emerging talent in the financial sector, showcasing her dedication to leadership development. Outside of her professional life, Sandra enjoys exploring innovative financial solutions and staying abreast of industry trends.

Sandra`s contact details

mail

********@nbtc.com

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