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Raktim Mitra

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Raktim Mitra

Chief Lending Officer | Varo Bank

San Francisco, California, United States

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Raktim Mitra

Summary

Raktim Mitra is a seasoned executive in the financial services sector, currently serving as the General Manager and Chief Lending Officer at Varo Bank. With extensive experience in credit risk strategy and lending, he has a proven track record of leading teams to optimize financial processes and enhance customer experiences. His tenure at prestigious institutions like Goldman Sachs and LendingClub showcases his expertise in risk management and analytics. Raktim holds a Master of Science degree from Virginia Tech and a Bachelor of Technology from the National Institute of Technology Karnataka. He is passionate about leveraging data-driven insights to drive business growth and has a keen interest in fintech innovations. His leadership style focuses on fostering collaboration and empowering teams to achieve strategic objectives. Raktim is also committed to advancing sustainable lending practices in the industry.

General

Specialist

Technical Background

Leadership Experience

Long-Term Tenure

Immigrant

Professional interests

Emerging Technologies

Leadership Development

Innovation

Organisational experience

Corporate Experience

Consulting Experience

Raktim Mitra

Work Experience

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Chief Lending Officer at

Varo Bank

November 2023 - Present

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Head Of Lending at Varo Bank at

Varo Bank

January 2022 - December 2023

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Sr. Director at

Carvana

May 2021 - January 2022

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VP, Credit Risk Strategy for Apple Card at

Goldman Sachs

March 2018 - May 2021

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Director – Credit Risk Strategy – Personal Loans at

LendingClub

August 2016 - February 2018

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Director and Head of Credit Risk - Small Business at

LendingClub

August 2016 - February 2018

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Sr. Manager Credit Risk - Small Business at

LendingClub

April 2015 - August 2016

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Manager - Portfolio Line Management at

Discover Bank

May 2014 - April 2015

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Project Manager - Acquisition Line Management at

Discover Bank

May 2013 - May 2014

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Senior Associate - Analytics Leadership Program - Acquisition Line Management at

Discover Bank

July 2012 - May 2013

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Senior Associate - Analytics Leadership Program - Acquisition Risk Underwriting at

Discover Bank

July 2011 - July 2012

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Graduate Student at

Virginia Polytechnic Institute & State University

August 2009 - July 2011

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Graduate Research Assistant at

Virginia Polytechnic Institute & State University

December 2009 - July 2011

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Business Analyst at

Mu Sigma Inc.

March 2008 - July 2009

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Management Trainee at

BHARAT TRADERS

June 2007 - February 2008

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Raktim Mitra

Education

National Institute of Technology Karnataka, Bachelors

January 1970 - January 1970

Virginia Tech MBA, Master Of Science

January 1970 - January 1970

Dr. B.C. Roy Engineering College, Durgapur 120, Bachelors

Frequently Asked Questions about Raktim Mitra

What is Raktim Mitra email address?

Raktim Mitra's primary email address is ******@varomoney.com. To view the full verified email and additional contact details, sign up for free with Muraena.

What company does Raktim Mitra work for?

Raktim Mitra is a Chief Lending Officer at Varo Bank, a company specializing in Depository Credit Intermediation.

Where Raktim Mitra graduated from?

Raktim Mitra holds a degree in Bachelor Of Technology from National Institute of Technology Karnataka.

How can I directly contact Raktim Mitra?

To contact Raktim Mitra directly, you can use the email address ******@varomoney.com. Complete contact information is available upon registration with Muraena.

Is Raktim Mitra an immigrant?

Yes, Raktim Mitra is an immigrant and currently based in United States

Who is Raktim Mitra?

Raktim Mitra is a seasoned executive in the financial services sector, currently serving as the General Manager and Chief Lending Officer at Varo Bank. With extensive experience in credit risk strategy and lending, he has a proven track record of leading teams to optimize financial processes and enhance customer experiences. His tenure at prestigious institutions like Goldman Sachs and LendingClub showcases his expertise in risk management and analytics. Raktim holds a Master of Science degree from Virginia Tech and a Bachelor of Technology from the National Institute of Technology Karnataka. He is passionate about leveraging data-driven insights to drive business growth and has a keen interest in fintech innovations. His leadership style focuses on fostering collaboration and empowering teams to achieve strategic objectives. Raktim is also committed to advancing sustainable lending practices in the industry.

Raktim`s contact details

mail

******@varomoney.com

Colleagues

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Riva Bobrowsky

Co-Chair. of Varo’s DEI Council

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Jenn Kim

Sr. Manager, Customer Advocacy - Office of the CEO

Eileen Tan

Chief Information Security Officer (CISO)

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Thibault Fulconis

Chief Financial Officer

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Kim Flitter

VP/Head of FP&A

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May O'neal Shrm-Scp Sphr

Chief People Officer

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Dan Beneke

Director, Technical Program Management / Chief of Staff - Engineering

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Colin Walsh

Founder and CEO

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Jakub Jurek

Chief Data Officer

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